Le Lab Banque de France

Data protection policy of Banque de France innovation platform

Corporate name: Banque de France, an institution governed by Articles L 141-1 et seq. (Title IV, Book 1) of the Monetary and Financial Code
Registered with the Paris Trade and Companies Registry: 572 104 891
NAF code: 6411Z
Capital: 1,000,000,000.00 euros
Registered office: 1, rue de La Vrillière 75001 PARIS
Telephone: 01 42 92 42 92

In this policy, the term "personal data" means any information that identifies, or could reasonably be used to identify, a living individual, whether alone or in combination with other information. In addition to this Data Protection Policy, please also see our Terms and Conditions of Use, and our Cookie Policy which explains the use of cookies and other web tracking devices on this website. Together these documents set out the basis on which we will process any personal data.

Please read this policy carefully to understand our personal data practices.

The Banque de France pays particular attention to the protection of personal data and has a privacy policy covering the protection of the Bank's personal data

HOW WE COLLECT YOUR PERSONAL DATA

As an online open innovation platform, we regularly receive personal data as part of this service. The personal data we collect and process may include

Personal data that you provide to us, including:

We collect the mandatory information needed to create your user account and to register for the services we provide on this website, namely your name, email address and password
You have various options in respect of the information contained in your profile, for example, the option to include or not include your photograph, and to include or not include your date of birth, title, country of residence, educational information, professional skills and employment preferences. You are not required to provide any other information in your profile; however, the information in your profile allows you to take better advantage of our services, for example, to be identified by our teams so that you can participate in a challenge. Where applicable, your profile will also show your membership of one or more teams.
Posts, publications and downloads. We collect personal data from you when you post, publish or upload it to our website, including when you register to participate in a challenge, when you upload deliverables (e.g., documents, presentations or audio/video files) submitted as part of your participation in a challenge, when you chat or exchange messages with other community members, when you post announcements or use public discussion forums.
Technical information. We keep a record of all correspondence between you and us, including information you send when you report a problem with this website or service.
Any other information about you that you may provide to us.

Information that we automatically collect from a third party source, including:

Authentication information via social networks If you register on our this website using authentication via social networks (such as LinkedIn, gmail), we will access certain personal data (e.g., your name or email address) from your profile on the social networks in accordance with the terms and conditions of use of those platforms.
Technical information. When you visit this website, we collect information about the devices you use and the networks you are connected to. This technical information includes your IP address, your login information, the bandwidth you use, the time of your visit, your browser type and version, your browser add-on types and versions, your operating system, information about your visit, including the click stream displaying URLs, download/upload errors, the pages you visited, interactions between pages, and other connection data that our logs contain. We collect this information through various technologies, such as cookies (see our Cookie Policy).

HOW LONG WE RETAIN YOUR PERSONAL DATA

We retain your personal data for as long as you have an account on this website. If you close your account, your personal data will be deleted immediately.

Information that you have shared with others (for example, through messages, discussions or on walls/chat rooms) will remain visible after you close your account, but will be anonymised. Your profile may continue to be displayed as part of other people's services (for example, search engine results) until the user refreshes their cache.

We may also retain your personal data for an additional period of time to the extent necessary for us to enforce or defend legal claims against them.

HOW WE USE YOUR PERSONAL DATA

We use your personal data to provide, support and develop this innovation platform. We use your personal data to:

enable you to participate in innovation challenges on this website;
enable you to personalise your user profile/account;
send you information related to our services (e.g. confirmation of your registration for a challenge) by email and/or any other means of communication;
allow you to communicate and interact with other members of the community, such as team members, mentors, jury members and/or challenge organisers (e.g. messages exchanged with team members or invitations to join a team);
publish an announcement that you are a finalist or winner of a challenge
give you access to our support services so that you can communicate with us;
maintain the security of this website;
to send you, in accordance with applicable laws and, where appropriate, with your consent, marketing materials and suggestions about our services (for example, upcoming challenges) that may be of interest to you
inform you of changes to our services;
administer this website, including for problem solving, access, data analysis, testing, research, investigation and analytical purposes;
improve this website to ensure that content is presented in the most effective manner; and
comply with our legal obligations, including court orders and other legal or regulatory requirements.

HOW WE SHARE YOUR PERSONAL DATA

We may share your personal data with affiliates of the Banque de France for the purposes set out in this Data Protection Policy.

Profile. When you use our services, your profile will be visible to all members of our community, such as challenge participants, jury members and our teams. Some of your profile information (e.g., your name, photo, community, etc.) may also be visible to others on or off this website (e.g., by visitors to this website or by users of third-party search engines).

Wall postings, messages and deliverables. When you post to a wall/discussion forum, that post can be seen by all members of the community. You can send messages to team members, individual participants, challenge administrators or mentors. Deliverables related to a particular challenge can be seen by other members of your team (if any), challenge administrators, jury members or team mentors.

Public challenges. Some of our challenges are public, allowing the public to vote to determine the winning deliverables. In these situations, the public can see wall posts related to the challenge, team and individual profiles, and deliverables related to the challenge in question (presentations, audio/video files, etc.). Before participating in a public challenge, you will be asked to agree to such information being made public. Please do not participate in a public challenge if you do not wish to make such information public.

In addition, we work with third parties who are recipients of your personal data, such as:

Agorize SAS, the company hosting and maintaining the platform
the company that sponsored a challenge, its administrators, mentors and jury members, or others to whom it has granted access to your personal data for the sole purpose of administering the challenge. We have entered into data sharing agreements with the companies with whom we co-organise a challenge, to ensure compliance with data protection laws;
social networking platforms that may provide you with connection services (LinkedIn, Gmail) so that you can use this website;
our subcontractors, who are technical service providers (e.g. cloud platforms, data and content management and transmission systems, search engine providers, etc.) or analytics providers ;

We will only disclose your personal data to third parties in the following situations:

where it is necessary for the provision of our services (e.g. sharing your personal data with a partner company with whom we are co-organising a challenge);
to enable us to improve and optimise our website using analytics and search engines;
when you have explicitly requested us to do so (e.g. when you register via authentication through social networks);
when we are required to do so by law or when we believe in good faith that disclosure is reasonably necessary to respond to claims made against us, to comply with legal process, in connection with an investigation, or to protect the rights, property, or personal safety of the Banque de France or its members;

If you choose to provide us with your personal data using authentication via social networks, the privacy policies of those networks apply to you. We do not control the collection or processing of your information by these platforms. We invite you to refer to the policies of these companies.

LEGAL BASIS FOR OUR DATA PROCESSING

We collect, use and disclose data held by us in the following ways:

where necessary for the provision of the services on this website and for the performance of the Terms and Conditions of Use;
in the light of your consent, which you may revoke at any time via your profile page;
where it is necessary for us to comply with our legal obligations;
where it is necessary to serve our legitimate interests, including our interests in providing an innovative, personalised and efficient service to our users and partners, unless your interests or your fundamental rights and freedoms which require the protection of personal data override such interests.

TRANSFER OF YOUR PERSONAL DATA

We store your personal data in the European Economic Area. If you use this website, your personal data may be shared with affiliated companies of the Banque de France (both within and outside the European Economic Area).

HOW WE SECURE YOUR PERSONAL DATA

We will take appropriate technical and organisational measures to prevent unauthorised or unlawful processing of your personal data, or accidental loss, destruction or damage of your personal data by using our internal security procedures, which cover the storage, access and destruction of your personal data.

YOUR RIGHTS WITH RESPECT TO YOUR PERSONAL DATA

You have the right to access, rectify, delete, oppose, limit, portability, and the right to define directives for the fate of their data after their death, which you can exercise with the Banque de France (choice is possible):

By post: Banque de France - le Lab - 1, rue de La Vrillière 75001 PARIS
By e-mail: lab@banque-france.fr

You may file a complaint with the CNIL. The contact details of the Data Protection Officer are: 1200-DPD-delegue-ut@banque-france.fr.

LINKS

This website contains links to other websites, particularly those of partner companies. These websites have their own data protection practices for which we are not responsible. Please check these policies before submitting any personal data.

UPDATES

This Privacy Policy was updated on 15/03/2023. We reserve the right to amend this Privacy Policy at any time to reflect changes in legal requirements or our processing practices. Any such changes will be posted on this website and will take effect upon publication.

COOKIE POLICY

A cookie is a file that records information related to your navigation of this website https://innovation.banque-france.fr (date and time of loading pages; browser used and language; pages viewed; frequency and duration of visits to the site; number of visits; sources of visits; location) and may facilitate your visits to the site.

On your first visit to the site, a consent box will open asking you for your cookie preferences related to the following categories of:

Audience monitoring (e.g. statistics carried out by the AGORIZE solution provider)
Social media (e.g. Facebook, Linkedin,...)
Marketing (ex: Sumo,...)

The 3 categories are disabled by default. You can accept all, reject all or only accept certain categories of cookies.

Until you make a choice, the consent window will be displayed on any page visited and no cookies will be installed, except for technical cookies necessary for the functioning of the platform.

Once you have made your choice, cookies related to the selected categories will be installed on the next page visited or when the page is refreshed.

At any time, you can delete cookies, refuse the installation of new cookies or be warned before a new cookie is installed by configuring your browser using the instructions below.

By continuing to use our site, you agree to this cookie policy and to the use of cookies on your computer.

Please note that if you uninstall a cookie or refuse the installation of cookies, you may not be able to use some of our services on this website.

Types of cookies

We use the following types of cookies:

Technical session cookies for site management.

When you access the site, a session cookie and a "token" cookie with a unique encrypted session ID are sent to your computer. The session cookie then controls your access to the site for that session and is deleted once you close your browser or log out of the site. The token cookie controls your access to the site as an authenticated user, and is retained until you log out or for a maximum of 7 days. These cookies also allow us to identify your device and preferences when you return to our website, including custom features, language and regional preferences. These cookies are an essential component of the site's delivery system, and you will not be able to fully use our site if these cookies are not enabled. The information collected by these cookies is anonymous and is used for the sole purpose of improving your experience on this website.

Persistent technical cookies for site management.

If you register on the site and select the "Remember me" option, a persistent cookie is sent to your computer. This cookie is not deleted when you leave the site or close your browser, but is stored on your computer. This cookie contains an encrypted user identification code that identifies your computer on future visits and automatically logs you into the site. This is a functional cookie, designed to remember your preferences to enhance your experience on our site. It does not contain any personal information that can be used to identify you.

Third party cookies for audience monitoring. We may use cookies to monitor traffic on our site. When you visit our site, these programs install certain cookies that record statistical information about your visits to the site. We measure the number of visits, the number of pages viewed, and the activity of visitors to the site and how often they return. This allows us to improve this website and its operation, for example, by ensuring that users find their way around intuitively. These cookies do not record any personal information that can be used to identify you.

Third party cookies for social media. If the Platform allows you to register using single sign-on connectivity from social networks, we will use the information stored in these cookies to authenticate you.

Third party marketing cookies. If marketing tools are set up on the platform, these cookies will be used to send you communications. (disabled by default)

What are the uploaded cookies ?

Cookies uploaded by Agorize :

Cookie	Description	Refusal option	Duration
_agorize_session	Contains information about the browsing session and allows the user to access the site	N/A	Expires at the end of the session
cookies_policy_accepted	Register the user’s cookies preferences	N/A	13 months
jwt_token	Contains a unique user ID after a successful login. This is a mandatory cookie to be able to navigate as a logged-in user	N/A	7 days
jwt_payload	Contains the user's information after a successful login. This is a mandatory cookie to be able to navigate as a logged-in user	N/A	7 days
remember_user_token	Keeps the user logged in if the "remember me" option has been selected	N/A	14 days
hide_profile_incomplete	Assists users to enter their information on the website	N/A	13 months

Deleting cookies already installed on your computer.

You can delete cookies already on your computer by clearing the browser's cache. To learn more about how to delete cookies in Chrome, Firefox, Safari, Opera and Internet Explorer, click here.

Configuring your browser to refuse cookies or to notify you when cookies are set.

All web browsers allow you to set your cookie preferences before browsing the Internet. To learn more about how to configure your web browser to refuse cookies or to notify you when cookies are set, click here.

If you have any questions about our Cookie Policy, please email us at 1200-DPD-delegue-ut@banque-france.fr.